Legal

Terms of Use

Draft for launch review • August 12, 2026

Purpose of the site

This site allows consumers to request information about potential debt-relief options and to request or schedule a consultation. Submitting the form does not create an attorney-client, lender-borrower, fiduciary, or debt-settlement relationship and does not guarantee that any provider will offer or enroll you in a program.

No guarantee of results

Eligibility, fees, timing, creditor participation, savings, credit impact, and other outcomes vary. Any provider you choose to work with will give you its own agreement and required disclosures before enrollment. Do not stop making payments or take other financial action solely because you used this website.

Accuracy of information

You agree to provide accurate information and to use the site only for lawful purposes. We may decline or discontinue a request if information appears inaccurate, fraudulent, abusive, or inconsistent with applicable requirements.

Electronic communications

When you submit the form and provide the requested consent, you agree to electronic records and communications relating to your request. Consent to marketing calls or text messages is not a condition of purchasing any product or service and may be revoked.

Third-party services

The site may use or connect with third-party platforms for CRM, appointment scheduling, analytics, hosting, communications, or provider matching. Those third parties may have their own terms and privacy practices.

Intellectual property

The Free & Clear Advantage name, logo, site design, and original site content are protected by applicable intellectual-property laws. Third-party names and marks belong to their respective owners.

Disclaimers and limitation

The site is provided on an “as available” basis to the extent permitted by law. We do not provide legal, tax, or individualized financial advice through this website. Nothing in these terms limits rights that cannot lawfully be waived.